NRB Compliance Disclosure
Interest Rates
Published hire purchase financing rates by product category, as required by Nepal Rastra Bank.
Last updated: 11 September 2026 (2083-05-26 BS)
Rates at a glance
CategoryInterest fromDown payment fromTenure up to
- Two Wheeler
Interest from
0%
Down payment from
40%
Tenure up to
36 months
- Three Wheeler
Interest from
11.99%
Down payment from
50%
Tenure up to
24 months
- Four Wheeler
No published rates yet
- Mobile
Interest from
0%
Down payment from
40%
Tenure up to
9 months
- Laptop
Interest from
0%
Down payment from
30%
Tenure up to
12 months
- Consumer Durables
Interest from
0%
Down payment from
30%
Tenure up to
12 months
- Heavy Equipment
No published rates yet
- Recondition
No published rates yet
Two Wheeler · Rates by brand
TVS
- Down Payment % of Product Cost: 40%Interest Rate: 12%Tenure: 24 Months
- Down Payment % of Product Cost: 50%Interest Rate: 10%Tenure: 24 Months
- Down Payment % of Product Cost: 50%Interest Rate: 12%Tenure: 36 Months
- Down Payment % of Product Cost: 60%Interest Rate: 10%Tenure: 36 Months
- Down Payment % of Product Cost: 50%Interest Rate: 11.99%Tenure: 24 Months
Hero
- Down Payment % of Product Cost: 40%Interest Rate: 12%Tenure: 24 Months
- Down Payment % of Product Cost: 50%Interest Rate: 11%Tenure: 24 Months
- Down Payment % of Product Cost: 60%Interest Rate: 10%Tenure: 24 Months
SUZUKI
- Down Payment % of Product Cost: 50%Interest Rate: 0%Tenure: 12 Months
- Down Payment % of Product Cost: 50%Interest Rate: 11.5%Tenure: 24 Months
Royal Enfield
- Down Payment % of Product Cost: 40%Interest Rate: 9.99%Tenure: 24 Months
- Down Payment % of Product Cost: 40%Interest Rate: 11.99%Tenure: 36 Months
- Down Payment % of Product Cost: 50%Interest Rate: 9.49%Tenure: 24 Months
- Down Payment % of Product Cost: 50%Interest Rate: 11.49%Tenure: 36 Months
- Down Payment % of Product Cost: 60%Interest Rate: 9%Tenure: 24 Months
- Down Payment % of Product Cost: 60%Interest Rate: 10.99%Tenure: 36 Months
Rates are subject to change from time to time.